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Australia's only retail Peer to Peer Lending provider. Connecting lenders seeking a solid return with creditworthy borrowers desiring a personal loan.


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Our philosophy
Our philosophy is simple. We want to create a more efficient financial system that better serves our customers.

The financial system has in our view become bloated and filled with inefficiencies. This is in part evident by the spread between the rates earned by savers, and the rates paid by borrowers. We are here to help close this gap and create a better way of both investing and borrowing. We are here to give value, and power, back to the consumer.

As well as providing better value for our customers, we want to redefine the delivery of financial services. So we leverage technology to deliver faster and more effective services, we provide greater transparency, and we provide responsive and personalised customer service.

Our history
RateSetter in Australia is an independent company, managed and majority-owned locally, although we benefit from being part of the RateSetter group.

The RateSetter group was founded in the United Kingdom in late 2009 by Rhydian Lewis and Peter Behrens. It has since grown to be one of the leading peer-to-peer lenders globally, having facilitated more than 160,000 loans totalling over $2 billion in value. It has allowed its investors to earn over $60 million in interest and equally has allowed its borrowers to save millions.

RateSetter was established in Australia in 2012, led by our CEO Daniel Foggo, and officially launched to the public in November 2014. Importantly, RateSetter launched as the first peer-to-peer lender licensed to provide services to all Australians, not just wholesale and sophisticated investors.

Regulated by ASIC
RateSetter forged the path for peer-to-peer lending for retail investors in Australia, being the first company to be licensed by ASIC to provide peer-to-peer lending to retail investors and SMSFs. This involved working with ASIC to navigate a range of legal and regulatory issues and to play a meaningful role in establishing what we believe is a robust regulatory framework for peer-to-peer lending.

Level 5, 14 Martin Place
Sydney NSW 1001
P: 1300 768 710


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Corporate Sponsors & Industry Partners

Regional Tourism Australia
AMCTG - Australian Manufactured Camper Trailer Guild
CMCA - Campervan and Motorhome Club of Australia
ACC - Australian Caravan Club
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2019 Modern Web Pty Ltd, All rights reserved - PO Box 323 Forster NSW 2428
RV Products, RvTrips, a social meeting place for caravan, camping and motorhome owners exploring, holidaying or touring regional and outback Australia
RvTrips v3.60 Updated: 29-11-2018
© 2014 - 2019 Modern Web Pty Ltd,
All rights reserved.
PO Box 323 Forster NSW 2428